INTERNATIONAL TRAVEL INSURANCE

With international travel trips constantly increasing these days, it is most important to buy an international travel insurance plan. The international travel insurance plan offers the insured person with a variety of coverages that may be in good due to medical emergencies cancellation of the trip delay is caused due to various reasons, etc. Depending upon the location you are traveling to, you can choose from a variety of international travel insurance plans.

REASONS TO BUY INTERNATIONAL TRAVEL INSURANCE

• Financial compensation against emergency medical treatments
• Coverage against third party legal liability
• Repatriation in case of death
• Personal accident
• Financial assistance in emergencies
• Loss of travel documents such as tickets or passport

What's Included in Overseas Travel Insurance Plan?

The Explore - International Travel Insurance plan is an overseas travel insurance plan and has the following medical inclusions:

Hospitalization Cover:: If there is a situation of emergency hospitalization or treatment due to an illness or injury during the travel, the insurance plan takes care of the related cost. It includes both In-patient and Out-patient treatment.

Pre-Existing Disease Coverage:: Expenses arising due to the treatment of pre-existing disease in a life-threatening situation.

Double Sum Insured for Accidental Hospitalization:: The sum that is insured doubles in amount once in the case of an accidental hospitalization.

Treatment in Home Country:: If after return from the trip, further treatment is required then the expenses for the same are covered for a period of up to thirty days or up to the end date of the policy, whichever is earlier.

Medical Evacuation:: Any cost incurred due to emergency transportation and evacuation services in order to transfer the insured to an appropriate medical facility within the policy network.

Common Carrier Accidental Death:: When the insured as a passenger faces accidental death on a common carrier/transport, a lump sum amount is paid.

Dental Expenses:: Any dental expenses that are incurred due to an injury during the trip are covered for.

Daily Allowance for Hospitalization:: When hospitalization is between two to five days, then expenses for meals, communication, and transportation are provided.

2-Way Compassionate Visit:: Travel expenses for an immediate family member is provided to bring them to the current location of the insured.

Accidental Death/Permanent Total Disability:: Any unfortunate expenses arising out of permanent total disability or death during the trip are covered.
The Explore-International Travel Insurance plan is an overseas travel insurance plan and has the following non-medical inclusions:

Trip Delay:: When departure is delayed beyond 12 successive hours due to terrorism or natural calamities like storm, flood, rains, earthquake and cyclone then related expenses are covered.

Trip Cancellation or Interruption:: When the trip is canceled or interrupted due to an unforeseen event which is due to natural or manmade situations, then the cost incurred is taken care of.

Loss/Delay of Checked-In Baggage:: When the checked-in luggage is lost while in custody of the carrier or there are more than twelve hours of delay in receiving the luggage then the expenses are covered for.

Loss of Passport:: In such a situation, cost for a new or duplicate passport is taken cover of.

Return of Minor Child:: If the insured is travelling alone with child/children and is hospitalized, then the return cost of bringing the minor child to the home location is covered.

Up-Gradation to Business Class:: When the insured has been hospitalized for more than five consecutive days and needs to be brought back to their home location, then compensation for up-gradation to business class is given.