
TOP UP HEALTH INSURANCE
Enhance Top Up Health Insurance works on the simple principle of Policy Deductible, which is the predefined amount that you will bear, through your own finances or any primary insurance, during a medical event. Any amount over and above policy deductible will be borne by secondary insurance.
Simply put, if you opt for a Rs. 6 lacs Sum Insured with deductible of Rs. 2 lacs, then Rs. 2 lacs will be borne by you or primary insurance and Rs. 6 lacs over and above the deductible of Rs. 2 lacs will be borne by secondary insurance during the policy period.
Unique features of Enhance Top Up Health Insurance.
Following are the unique features of Top Up health insurance:
- One policy. Covers entire family Under the ‘floater plan’, you can cover any member of your immediate family (yourself, spouse and children or parents) for the sum insured in a single policy.
- Longer Policy Term To make the process of renewing your health insurance more convenient, you can choose a policy with tenure between one to three years.
- Post Hospitalization Medical expenses incurred on follow-up visits, consultations, therapy, medication etc. after your hospitalization are covered under this super top up plan.
- Cashless Hospitalization With cashless hospitalization, you no longer need to run around paying off hospital bills and then following up for a reimbursement. All you now need to do is get admitted to any of our network hospitals and concentrate only on your recovery. Relieve yourself from the worry of arranging for the funds.
- Review your decision After purchasing the policy, if you find it unsuitable, you can cancel and return the policy. Policies come with a free-look period of 15 days from the date of receipt of policy.
Benefits of Enhance Top Up Insurance
- Flexible choice of deductible with wide range of Sum insured options max up to 55 lakhs*
- Annual health check-up for adult insured members – regardless of claim history*
- Avail select medical treatment anywhere in the world with Enhance Anywhere feature*
- Hassle-free cashless treatment at leading network hospitals, across the country*
- Direct Insurance Claim settlement
* Benefits will change insurance company to insurance company...