AUTO RICKSHAW / E-RICKSHAW INSURANCE
An auto rickshaw insurance is a type of commercial vehicle insurance policy designed to protect and suit the needs of a three-wheeler in India.
It’s mandatory for all auto owners to at least have a third-party auto rickshaw insurance to financially protect them from third-party liabilities and even, better to have a comprehensive auto rickshaw policy to cover for own damages that can be caused due to accidents, collisions, natural calamities, fires and other such mishaps.
What's Covered Under Auto Rickshaw Insurance?
- ACCIDENTS Damages caused to your auto rickshaw in case of an accident.
- FIRE Damages caused to your auto rickshaw due to a fire.
- CALAMITIES Damages caused to your auto rickshaw due to any natural calamity.
- THIRD-PARTY LOSSES Any damages caused by your auto rickshaw to a third party or its passengers.
- THEFT Loss or damage of your auto rickshaw due to theft.
- OWNER COVER If your auto rickshaw meets with an accident, leading to an injury or death of you or the driver using it.
What's Not Covered ?
- ILLEGAL DRIVING If the owner-driver of the insured auto-rickshaw is drunk or driving without a valid license
- NON-ACCIDENTAL DAMAGE Any damage that is not a direct result of the accident/natural calamity etc.
- Negligences Any damage caused due to a contributory negligence of the owner-driver (such as driving when there’s an existing flood)
