HEALTH INSURANCE
Health Insurance policy is most common insurance policy. Health Insurance policy which gives you a sense of security from the incurring expenses of hospital bills at the time of emergency. It covers the medical and surgical expenses of an ensured persons. It can either done upfront (cashless treatment) or post treatment (reimbursement) by the insurer (the insurance company).
Health insurance has now become an essential for individual of all the age group in today’s life of ever-soaring medical expenses. Moreover, following a rise in lifestyle diseases and double digit medical inflation in India every year, you must have a health insurance plan that fulfils your requirement. Though private and public-sector employers provide group health insurance, but such do not provide all benefits to your family. Therefore, you always need a separate health insurance that covers you and your family.
There are many private players in the market offering wide range of health insurance plans. It is now possible for all Indians to receive good quality, comprehensive health coverage.
Types of Health Insurance Plans
With the increasing cost of healthcare, buying a health insurance plan has become almost mandatory for everyone. With more companies issuing health insurance products to suit various lifestyles and personal requirements, it can become rather confusing to decide which is the best mediclaim policy and what purpose they serve. To choose the best health insurance plan for your requirements, it is important to know about different types of health insurance policies, coverage extent, features, and customization options:
- Individual Health Insurance
- Family Health Insurance
- Senior Citizen Health Insurance
- Critical Illness Insurance
- Maternity Health Insurance
- Personal Accident Insurance
- Group Insurance
HEALTH INSURANCE POLICY COVERAGE
Floater Benefit
Floater cover to get family (self, spouse, parents, children, brothers and sisters) covered for the same sum insured under a single policy by paying one premium amount.
Life Long Renewability
Medical expenses incurred by you, immediately up to 60 days before and up to 90 days after your hospitalisation covered up to sum insured.
Free Health Check - up
The customer is entitled for a Free Health Check - up at designated centers.
Tax Benefit
Avail tax deduction on premium paid under health insurance policy as per applicable provisions of Section 80D of Income Tax Act, 1961.
Free Look Period
Policy can be cancelled by giving written notice within 15 days of receiving the policy.
Ambulance Cover
Reimbursement expenses incurred on availing an ambulance service offered by a hospital / ambulance service provider in an emergency condition (TC)
Get the Right Coverage
- Coverage for your expenses and surgical bills
- A fixed amount of cash on a daily basis to bear expenses when you hospitalized
- A lump-sum payout to let your family manage their daily expenditure
- A fixed amount of cash to avoid any financial trouble while availing treatment
- Coverage for (maternity) expenses in the event of normal and caesarean delivery
- Coverage for entire family against any medical emergency
- Coverage for senior citizen health issues
